What it is
Capchase advances capital to subscription businesses against their recurring revenue and offers buy-now-pay-later for B2B software contracts, as an alternative to raising equity.
Who it suits
SaaS companies with predictable recurring revenue that want to avoid dilution.
How it charges
A fee on the capital advanced rather than an interest rate, repaid from recurring revenue over the term. Cost varies with your metrics and the term chosen.
Getting started
Connect your billing and banking data to receive a funding offer based on recurring revenue. Draw what you need; the facility grows as ARR grows.
At a glance
- Product
- Revenue-based financing
- Decision speed
- Fast
- Security
- Revenue contracts
- Repayment
- From revenue
- Headquarters
- New York
- Founded
- 2020
Strengths
- No equity given up
- Scales with ARR
- Quick underwriting from your data
Watch for
- Only for recurring-revenue businesses
- Cost of capital higher than bank debt
Readers ask2 questions answered
How does revenue-based financing work at Capchase?
Capchase advances cash against contracted recurring revenue and is repaid from that revenue over the term, with a fee instead of equity.
Who qualifies?
Subscription businesses with predictable recurring revenue and a track record; early pre-revenue startups do not.
Run the numbers before you sign up
How it comparesIts standing in 1 comparison
Best for SaaS companies avoiding dilution
- Product
- Revenue-based financing 1 provider in this comparison
- Decision speed
- Fast 3 of them share this
- Security
- Revenue contracts 1 provider in this comparison
- Repayment
- From revenue 1 provider in this comparison
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