Business software

Xero

Cloud accounting for small businesses with bank feeds, invoicing and a large app marketplace.

United KingdomAustraliaUnited StatesCanada
Start a free trial · Xero

Affiliate links. We may earn a commission; rankings are editorial.

Compare
Share WhatsApp LinkedIn X

What it is

Xero is cloud accounting software with bank feeds, invoicing, bills, payroll in some countries and VAT/GST filing, plus a large marketplace of connected apps. It is sold by monthly subscription in tiers.

Who it suits

Small businesses and their accountants, especially in the UK, Australia and New Zealand.

How it charges

Monthly subscription in tiers that differ by invoice and bill limits, multi-currency and project features. Payroll is included up to a number of employees in some countries or billed as an add-on.

Getting started

Start a free trial, connect bank feeds, import contacts and set your tax rates. Your accountant can be invited as an adviser at no extra cost.

At a glance

Pricing
Subscription tiers
Free plan
No
Payroll
Yes (some countries)
Tax filing
VAT/GST
Headquarters
Wellington
Founded
2006

Strengths

  • Widely used by accountants
  • Strong bank feeds and integrations
  • Clean interface

Watch for

  • Lower tiers cap invoices and bills
  • Payroll is an add-on in some markets
Readers ask2 questions answered
Does Xero include payroll?

In the UK, Australia and New Zealand payroll is available as part of plans or as an add-on; in the US it integrates with Gusto.

Is Xero Making Tax Digital compatible?

Yes, for UK VAT filing.

Run the numbers before you sign up

How it comparesIts standing in 1 comparison

Best all-round for UK and Australian small businesses

Pricing
Subscription tiers
4 of them share this
Payroll
Yes (some countries)
1 provider in this comparison
Tax filing
VAT/GST
1 provider in this comparison
Free plan
No
4 of them share this
Ready to look at Xero?Start a free trial · Xero

Affiliate links. We may earn a commission; rankings are editorial.

Spotted something wrong? Suggest a correction

Factual errors are corrected promptly and noted on the page. Editorial judgements are not changed on request; see our advertising policy.

TechBullion

FinTech News and Information

Copyright © 2026 TechBullion. All Rights Reserved.

To Top

Pin It on Pinterest

Share This