What it is
Helcim provides card processing at interchange-plus rates without monthly or contract fees, with free POS software, invoicing, recurring billing and a card reader, aimed at small and medium businesses in North America.
Who it suits
North American small businesses that process enough to benefit from interchange-plus without a contract.
How it charges
Interchange plus a disclosed margin per transaction that falls with monthly volume. No monthly, set-up or cancellation fees; hardware is purchased.
Getting started
Apply online with business details; approval usually within a business day, then use the web tools, app or reader.
At a glance
- Pricing
- Interchange-plus
- In-person
- Yes
- Subscriptions
- Yes
- Marketplace payouts
- No
- Headquarters
- Calgary
- Founded
- 2006
Strengths
- Interchange-plus with no monthly fee
- Volume discounts apply automatically
- Free invoicing and POS software
Watch for
- US and Canada only
- Fewer integrations than larger platforms
Readers ask2 questions answered
Why does interchange-plus save money?
You pay the card network's actual cost plus a small disclosed margin, rather than a blended rate that assumes the most expensive cards.
Is Helcim available in the UK?
No; it serves businesses in the United States and Canada.
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