Banking & payments

Square

Card readers, point of sale and online checkout for small businesses.

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Start taking payments · Square

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What it is

Square provides card readers and point-of-sale software for in-person sales, plus online store, invoicing and payment links, with pay-as-you-go pricing and no monthly fee on the core plan.

Who it suits

Shops, cafes, services and market traders taking payments in person and online.

How it charges

A flat percentage plus a small fixed fee per in-person or online transaction, with no monthly fee on the free plan. Hardware is purchased outright; advanced POS features for restaurants or retail are subscriptions.

Getting started

Create an account, order a reader and download the POS app. Most businesses take a first payment the day the reader arrives; the online store and invoices are included.

At a glance

Pricing
Per transaction
In-person
Yes
Subscriptions
Yes
Marketplace payouts
No
Headquarters
San Francisco
Founded
2009

Strengths

  • Simple flat pricing and free POS software
  • Hardware for every counter size
  • Fast setup

Watch for

  • Flat rates cost more at high volume
  • Account holds are a common complaint
Readers ask2 questions answered
Does Square charge a monthly fee?

The core plan has no monthly fee; you pay per transaction. Hardware is bought outright and some software add-ons are subscriptions.

Can I use Square online as well as in person?

Yes. Square includes an online store, invoices and payment links under the same account.

How it comparesIts standing in 1 comparison

Best for shops and in-person sales

Pricing
Per transaction
4 of them share this
In-person
Yes
3 of them share this
Subscriptions
Yes
4 of them share this
Marketplace payouts
No
3 of them share this
Ready to look at Square?Start taking payments · Square

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