What it is
Alloy is an identity and fraud decisioning platform that connects to many data providers, letting banks and fintechs write policies that route onboarding and transaction decisions through the right checks.
Who it suits
Banks and fintechs that want one place to orchestrate many KYC, KYB and fraud vendors.
How it charges
Annual contract pricing by volume and data sources used; vendor pass-through costs apply.
Getting started
Engage sales, define onboarding policies, connect data vendors and integrate the API.
At a glance
- Pricing
- Contract
- Coverage
- US-first, expanding
- Identity verification
- Orchestration of vendors
- Open banking payments
- No
- Headquarters
- New York
- Founded
- 2015
Strengths
- Single integration to many data sources
- Policy engine for onboarding and ongoing monitoring
- Used by regulated banks
Watch for
- Enterprise contract pricing
- US-centric coverage
Readers ask2 questions answered
Does Alloy replace a KYC vendor?
No; it orchestrates vendors such as document verification and watchlist providers behind one API and policy layer.
Who uses Alloy?
Banks, credit unions and fintechs, particularly in the US.
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