What it is
Stripe processes online card and wallet payments and offers subscription billing, invoicing, marketplace payouts and fraud tools through APIs and no-code products. Pricing is pay-as-you-go per transaction with custom rates for volume.
Who it suits
Online businesses and platforms that want a full payments stack with APIs.
Regulation and protection
Licensed payment institution / money transmitter in the countries it serves.
How it charges
Pay-as-you-go per successful charge: a percentage plus a fixed amount that differs for domestic, international and premium cards. Billing, Radar and other products add per-use fees; large merchants negotiate custom pricing.
Getting started
Create an account, verify the business and add a bank account for payouts. You can take a first payment with a Payment Link in minutes; API integrations follow the documentation.
At a glance
- Pricing
- Per transaction
- In-person
- Yes (Terminal)
- Subscriptions
- Yes
- Marketplace payouts
- Yes
- Headquarters
- San Francisco / Dublin
- Founded
- 2010
Strengths
- Broad product range on one integration
- Excellent documentation
- Available in many countries
Watch for
- Per-transaction pricing is not the cheapest at high volume
- Support tiers for smaller accounts
Readers ask2 questions answered
How does Stripe charge?
Per successful transaction, with a percentage plus a fixed amount that varies by card type and country; volume pricing is negotiated.
Do I need a developer to use Stripe?
No. Payment Links, Invoicing and the hosted checkout need no code; the APIs are there when you want them.
How it comparesIts standing in 1 comparison
Best for online businesses and developers
- Pricing
- Per transaction 4 of them share this
- In-person
- Yes (Terminal) 1 provider in this comparison
- Subscriptions
- Yes 4 of them share this
- Marketplace payouts
- Yes 2 of them share this
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