What it is
Checkout.com is a global acquirer and payment processor for large merchants, offering card acquiring, local payment methods, fraud tools and payouts through one API with interchange-plus pricing.
Who it suits
Established online merchants and platforms with meaningful volume that want transparent pricing and high authorisation rates.
Regulation and protection
Authorised as an electronic money and payment institution by the FCA and by regulators in other operating regions.
How it charges
Interchange-plus pricing negotiated by contract: scheme fees at cost plus a processing fee per transaction, with volume-based tiers.
Getting started
Contact sales for a contract and integration support; onboarding includes due diligence on the business and a technical integration.
At a glance
- Pricing
- Interchange-plus
- In-person
- Limited
- Subscriptions
- Yes
- Marketplace payouts
- Yes
- Headquarters
- London
- Founded
- 2012
Strengths
- Direct acquiring in many regions
- Transparent interchange-plus pricing
- Strong developer tooling
Watch for
- Not self-serve; minimum volumes apply
- Aimed at enterprise rather than small merchants
Readers ask2 questions answered
Can a small business use Checkout.com?
It is built for merchants with significant volume; small businesses are usually better served by flat-rate processors.
What is the benefit of direct acquiring?
Fewer intermediaries, which tends to mean better authorisation rates and lower cost per transaction.
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