What it is
Fundbox offers US small businesses a revolving line of credit with fast decisions based on connected accounting or bank data, drawing funds as needed and repaying over short terms.
Who it suits
US small businesses that need short-term working capital quickly and want to draw only what they use.
How it charges
A fee on each draw spread across the repayment term, with no origination or maintenance fees and no penalty for early repayment.
Getting started
Connect your accounting software or bank, receive a decision, then draw from the dashboard as needed.
At a glance
- Product
- Line of credit
- Decision speed
- Minutes
- Security
- Personal guarantee
- Repayment
- Weekly, 12 or 24 weeks
- Headquarters
- San Francisco
- Founded
- 2013
Strengths
- Very fast decisions
- Draw what you need, pay for what you use
- No prepayment penalty
Watch for
- Short repayment terms mean higher weekly payments
- Fees are higher than bank credit
Readers ask2 questions answered
How fast is Fundbox?
Decisions typically take minutes after connecting accounting or bank data; funds can arrive the next business day.
Is Fundbox expensive?
It costs more than a bank line but less than merchant cash advances; compare using the line-of-credit calculator.
How it comparesIts standing in 1 comparison
Best for a fast revolving line on small amounts
- Product
- Line of credit 1 provider in this comparison
- Decision speed
- Minutes 1 provider in this comparison
- Security
- Personal guarantee 2 of them share this
- Repayment
- Weekly, 12 or 24 weeks 1 provider in this comparison
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