Business software

Hiscox

Specialist insurer for professionals and small businesses, including professional indemnity and cyber.

United KingdomUnited States

Affiliate links. We may earn a commission; rankings are editorial.

What it is

Hiscox underwrites professional indemnity, public liability, cyber and office covers for professionals and small businesses, sold online in the UK and US.

Who it suits

Consultants, agencies and professional firms that need PI or cyber cover from a specialist.

How it charges

Premiums depend on trade, turnover and limits and can be paid monthly or annually. Online quotes suit most professional services; complex risks are underwritten individually.

Getting started

Quote online for eligible trades, choose limits and buy. Policy documents are issued straight away.

At a glance

Type: Insurer
Covers: PI, liability, cyber, office
Quote: Online
Startup focus: Partly
Headquarters: Hamilton, Bermuda / London
Founded: 1901

Strengths

Specialist in professional risks
Cyber cover available
Strong claims reputation

Watch for

Can be pricier than comparison sites
Trade eligibility limits online

Readers ask2 questions answered

Why choose a specialist insurer?

Professional indemnity and cyber claims are complex; a specialist's wording and claims handling matter more than price.

Does Hiscox cover startups?

Yes for many professional and technology risks, with limits by trade.

Run the numbers before you sign up

Freelance Day Rate Calculator

How it comparesIts standing in 1 comparison

Best business insurance for startups and freelancersRanked 3 of 7

Best specialist for professional indemnity and cyber

Type: Insurer
Covers: PI, liability, cyber, office
Quote: Online
Startup focus: Partly

Try it with your numbers: Freelance Day Rate Calculator

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Affiliate links. We may earn a commission; rankings are editorial.

Where it is available

Tick: Hiscox serves this market. Bar: share of the 21 business software providers we list that do.

Appears in

Best business insurance for startups and freelancersBest specialist for professional indemnity and cyber

Alternatives

XeroCloud accounting for small businesses with bank feeds, invoicing and a large app marketplace.
QuickBooks OnlineIntuit's cloud accounting, the default for US small businesses, with payroll and tax.
FreshBooksInvoicing-first accounting for freelancers and service businesses.
Sage AccountingEstablished UK accounting and payroll software for small and mid-size businesses.
GustoUS payroll, benefits and HR for small businesses.

How this page works

Facts come from the provider's published terms and are checked at review. The link to the provider is an affiliate link; if you sign up TechBullion may earn a commission at no cost to you. That does not change what we write or where a provider appears.

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