What it is
SumUp sells card readers and offers payment links, invoicing and a business account, with a single per-transaction fee and no contract or monthly cost.
Who it suits
Sole traders and very small businesses that take occasional card payments.
How it charges
Buy the reader once, then pay a single flat percentage per transaction with no monthly fee or contract. Payment links and invoices are priced per transaction too.
Getting started
Sign up online, order a reader and pair it with the app. Sole traders can be accepted with basic identity checks; payouts typically arrive within a few working days.
At a glance
- Pricing
- Per transaction
- In-person
- Yes
- Subscriptions
- Limited
- Marketplace payouts
- No
- Headquarters
- London
- Founded
- 2012
Strengths
- Cheap reader, no monthly fee
- Simple to set up
- Business account included
Watch for
- Fewer features than full POS systems
- Better options at higher volume
Readers ask2 questions answered
What does a SumUp reader cost?
A one-off price for the device, then a flat percentage per transaction with no monthly fee or contract.
Is SumUp suitable for a growing business?
It suits low to medium volume. At higher volume a POS system or interchange-plus pricing usually costs less.
How it comparesIts standing in 1 comparison
Best for very small traders
- Pricing
- Per transaction 4 of them share this
- In-person
- Yes 3 of them share this
- Subscriptions
- Limited 1 provider in this comparison
- Marketplace payouts
- No 3 of them share this
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