What it is
Uncapped lends to e-commerce, SaaS and app businesses using their revenue data, offering revenue-based advances and fixed-term loans with a flat fee and no personal guarantee.
Who it suits
Online businesses in the UK, Europe and US with recurring or predictable revenue.
How it charges
A flat fee on the amount advanced, disclosed before you accept; revenue-based products repay as a percentage of sales, term loans in fixed instalments.
Getting started
Connect your payment processor, accounting and bank accounts; offers usually follow within a couple of days.
At a glance
- Product
- Revenue-based and term loans
- Decision speed
- Days
- Security
- None (no PG)
- Repayment
- Revenue share or fixed
- Headquarters
- London
- Founded
- 2019
Strengths
- No personal guarantee or equity
- Fixed-fee pricing
- Quick decisions from connected data
Watch for
- Online businesses only
- Minimum revenue thresholds
Readers ask2 questions answered
How is Uncapped different from a bank loan?
Underwriting is on live revenue rather than accounts and security; cost is a flat fee rather than an interest rate; there is no personal guarantee.
How much can I borrow?
Offers scale with monthly revenue and repeat as you repay.
Run the numbers before you sign up
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