What it is
Wave offers free invoicing and accounting for very small businesses, earning from payment processing, payroll and a paid Pro plan with bank connections and receipt capture.
Who it suits
Freelancers and sole proprietors in the US and Canada who need simple, free books.
How it charges
Free invoicing and accounting; per-transaction fees on payments; monthly fee for payroll; a paid Pro plan adds automation.
Getting started
Sign up, add your business, create an invoice and connect payments; upgrade to Pro for bank feeds.
At a glance
- Pricing
- Free core; paid Pro
- Free plan
- Yes
- Payroll
- Yes (paid)
- Tax filing
- Reports
- Headquarters
- Toronto
- Founded
- 2010
Strengths
- Genuinely free invoicing and accounting
- Simple to use
- Payments and payroll available
Watch for
- US and Canada only
- Bank connections need the paid plan
Readers ask2 questions answered
How does Wave make money?
From card and bank payment processing fees, payroll subscriptions and the Pro plan.
Can my accountant use Wave?
Yes, you can invite collaborators; reports export to standard formats.
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