What it is
Worldpay is one of the largest payment processors, offering card machines, online gateways and omnichannel acquiring for small businesses through to enterprises, with pricing that can be flat-rate or interchange-plus.
Who it suits
Bricks-and-mortar and multichannel businesses that want a large, established acquirer.
Regulation and protection
Authorised payment institution in the UK and licensed in other operating regions.
How it charges
Quote-based. Small merchants can choose a flat percentage per transaction; larger merchants negotiate interchange-plus. Terminals are rented or bought.
Getting started
Request a quote, complete underwriting and receive terminals or gateway credentials; timing depends on the business profile.
At a glance
- Pricing
- Flat or interchange-plus
- In-person
- Yes
- Subscriptions
- Yes
- Marketplace payouts
- Limited
- Headquarters
- London / Cincinnati
- Founded
- 1989
Strengths
- Very large acquirer with global reach
- Card machines and online in one contract
- Interchange-plus available for volume
Watch for
- Contracts and terminal rentals can carry minimum terms
- Pricing is quote-based
Readers ask2 questions answered
Is Worldpay suitable for a small shop?
Yes; it offers pay-as-you-go card readers and flat-rate pricing alongside its enterprise products.
Are there contract terms to watch?
Terminal rentals and some acquiring contracts have minimum terms and exit fees; read the agreement before signing.
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