What it is
Zettle sells card readers and a free point-of-sale app for small businesses, with a single per-transaction rate, no monthly fee and fast settlement to a PayPal or bank account.
Who it suits
Market traders, cafes and small shops that want a cheap reader tied to a PayPal account.
Regulation and protection
Payment services provided by PayPal entities licensed in each region.
How it charges
A one-off price for the reader and a single flat percentage per transaction, with no monthly fee or contract.
Getting started
Sign up online, order a reader, download the app and start taking payments; identity checks run during sign-up.
At a glance
- Pricing
- Per transaction
- In-person
- Yes
- Subscriptions
- No
- Marketplace payouts
- No
- Headquarters
- Stockholm
- Founded
- 2010
Strengths
- Inexpensive reader and free POS app
- Single flat rate with no monthly fee
- Backed by PayPal
Watch for
- Fewer features than full POS systems
- Flat rate costs more at high volume
Readers ask2 questions answered
Do I need a PayPal account to use Zettle?
Yes; Zettle accounts are linked to a PayPal Business account, and funds can settle to it or to a bank account.
Does Zettle support gift cards or invoices?
Payment links and invoicing are available through PayPal; the POS app focuses on in-person sales.
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