What it is
Xe offers personal and business international transfers to more than a hundred countries, with rate alerts, scheduled transfers and forward contracts, alongside its well-known currency data.
Who it suits
Individuals and small businesses that already use Xe rates and want transfers from the same brand.
How it charges
A margin over the mid-market rate that varies by amount and currency pair, plus a small fee on some routes; larger transfers get tighter margins.
Getting started
Sign up online or in the app, verify identity, get a quote and fund by bank transfer or card.
At a glance
- Type
- Personal and business transfers
- Delivery
- Bank account, some wallets
- Speed
- Same day to several days
- Business use
- Yes
- Headquarters
- Newmarket, Ontario
- Founded
- 1993
Strengths
- Trusted currency brand
- Rate alerts and scheduled transfers
- Business payments and forwards
Watch for
- Margins vary by corridor and amount
- Fewer cash pick-up options
Readers ask2 questions answered
Is Xe free to use?
The converter is free; transfers carry a margin and, on some corridors, a fee.
Can businesses use Xe?
Yes, with multi-user access, bulk payments and forward contracts.
Run the numbers before you sign up
How it comparesIts standing in 1 comparison
Best for rate alerts and scheduled payments
- Type
- Personal and business transfers 1 provider in this comparison
- Delivery
- Bank account, some wallets 1 provider in this comparison
- Speed
- Same day to several days 1 provider in this comparison
- Business use
- Yes 5 of them share this
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